This privacy notice (the “Privacy Notice”) describes how BluBinder Inc. (“BluBinder Inc.,” “we,” “our” or “us”) obtains, uses and shares personal information and other information in connection with the operation of the site available at www.BluBinder.com and related services, including online surveys (collectively, “Site”). Our Site is intended primarily to provide safe financial services to adults and their family, while also providing safe document storage. 

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WHAT PERSONAL INFORMATION WE OBTAIN

BluBinder Inc. obtains information (i) you provide when you create a BluBinder Inc. account, (ii) you submit when you create a will or other legal document (with or without creating a BluBinder Inc. account), (iii) you submit when you participate in an online survey, (iv) you share about others, and (v) automatically collected about your interactions with the Site.

• Personal information you provide when you create a BluBinder Inc. account:

  • email address

  • user password

• Personal information you choose to submit when you create a will or other legal document (with or without creating a BluBinder Inc. account):

  • first, middle and last name

  • date of birth

  • city, state, zip code and address

  • email address

  • telephone number

  • gender

  • marital status and information regarding your family members and pets, if any

  • names of your elected guardian(s), beneficiary(s), agent(s), trustee(s) and/or executor(s)

  • estimated value of your estate and information concerning your assets, such as a description or address of real estate property

  • charitable donations (specific amount or percentage of total estate)

  • names and addresses of your physicians and preferred hospitals

  • favorite pastimes, religious belief, and preferences for end-of-life care

• Personal information you choose to submit when you participate in an online survey:

  • BluBinder Inc. collects data for its nonprofit partners through voluntary online “PulseCheck” surveys. We will use information collected through such surveys for the purposes described in this Privacy Notice.

  • Personal information collected through surveys may include the following categories: name, email address, mailing address, telephone number, birth year, gender and involvement with charitable causes.

• Personal information you share about others:

  • You may share personal information about other people, such as the name and email of a friend or contact with whom you want to share information about the Site, the name of an executor or gift recipient, or contact information for your nominated agents. Do not give us information about others unless you are authorized or have their consent to do so. We will use their information for the purposes described in this Privacy Notice.
     

HOW WE USE THE PERSONAL INFORMATION WE OBTAIN

We use the personal information we obtain in connection with the operation of the Site for a number of purposes, including but not limited to the following:

• To provide you with the Site and the services you request from us, including managing your BluBinder Inc. account or creating your Power of Attorney and other documents

• To send you transactional communications (such as BluBinder Inc. account confirmations and notifications) about the Site or to respond to your questions or requests

• For our own marketing and advertising purposes, including interest-based advertising

• To generate and analyze statistics about your use of the Site and offerings, and to customize your experience with the Site (e.g., based on the type of browser or device you use)

• To improve the Site, ensure its availability and proper functioning

• To provide and support our business operations

• To detect, prevent and respond to fraud or theft, violations of law, this Privacy Notice, our Terms of Service and other policies

We also may aggregate the personal information we obtain through the Site (the “Aggregated Data”) and use it for analytics, benchmarking and other business purposes. We may augment such Aggregated Data with data we obtain from other sources. In addition, we may share Aggregated Data with the general public to report on charitable trends. For example, we may produce and share aggregate-level information such as correlations between donation rates and demographic factors.

 

OTHER WAYS WE USE INFORMATION OBTAINED 

• With service providers who work on our behalf, such as cloud storage providers, and other third-party partners who provide features or functionalities we integrate into our Site, such as email communication providers

• As necessary or appropriate, with our attorneys, accountants, auditors or other advisors

• To protect our rights or the rights of others, including detecting, preventing and responding to fraud or potentially illegal activities, misuse of the Site, intellectual property infringement or other violations of law, this Privacy Notice and other policies

• To the extent reasonably necessary to proceed with the negotiation or completion of a merger, acquisition or sale of all or a portion of our assets (including in the event of a reorganization, dissolution or liquidation)

• With third parties for any purpose with your consent or otherwise at your direction

 

In addition, we may share Aggregated Data with third parties for any purpose.

 

LINKS TO OTHER WEBSITES, APPS OR SERVICES

Our Site may contain links to other websites, apps or online services operated by companies not affiliated with BluBinder Inc., such as social media functions like Facebook widgets. These functions and widgets may collect information about users, including which pages were visited on the Site and the IP address of the device you use to connect to the Internet. We are not responsible for the content and data-handling practices of any third-party websites, apps or services, and we encourage you to review the privacy policies or notices published by relevant third parties.

 

CHILDREN

You cannot sign up for a BluBinder Inc. account if you are under 18. If you learn that a child under the age of 18 has created a BluBinder Inc. account or provided us with personal information, please contact us as indicated in the “Contact Us” section below. 

However, in connection with the services we offer through the Site, we may obtain information about children under the age of 13 if a parent or legal guardian submits or shares such information with us. We ask that users of the Site not provide information about a child under 13 without first getting the consent of the parent or legal guardian. By providing information regarding a child under the age of 13, you are affirming that you are legally authorized to do so.

 

INTERNATIONAL USERS

BluBinder Inc. is operated from the United States primarily to provide access to safe banking for seniors, estate document management and more. Because the Internet is global, you should note that by providing your information as an international visitor or user, you are (i) permitting the transfer of your information to the United States, which may not have the same data protection laws as the country in which you reside; and (ii) permitting the use, storage, sharing and other processing of information in accordance with this Privacy Notice.

 

DO NOT TRACK

BluBinder Inc. does not currently take steps to respond to browsers’ “Do Not Track” signals, as no uniform standard to respond to such signals has been developed at this time.

 

PROTECTION OF PERSONAL INFORMATION

We maintain appropriate administrative, technical and physical safeguards designed to safeguard the personal information obtained in connection with the Site. However, no information system can be 100% secure, so we cannot guarantee the absolute security of your personal information. Moreover, we are not responsible for the security of information you transmit to the Site over networks that we do not control, including the Internet and wireless networks. In connection with your BluBinder Inc. account, you should use passwords that are sufficiently complex and not share your passwords with others.

 

YOUR CHOICES, INCLUDING MARKETING AND INTEREST-BASED ADS OPT-OUTS

You can review and request changes to your personal information obtained by BluBinder Inc. at any time by editing your BluBinder Inc. account. You can have your BluBinder Inc. account deleted by sending a request via email to contact@blubinder.com.

• Email Marketing Opt-Out

  • You may opt out of receiving marketing or promotional emails from us by clicking on the “Unsubscribe” link contained in such emails. Please keep in mind that if you opt out of receiving marketing or promotional emails, we may still send you transactional emails or other communications relating to BluBinder Inc. (e.g., to inform you of changes to the Site or of legal developments that might impact your documents).
     

OTHER HELPFUL INFORMATION FOR GENERAL INTERNET OPT-OUT

• Interest-Based Ads Opt-Outs

  • To learn more about your rights in relation to interest-based advertising on your browser, including your choice to opt out, you can follow the instructions provided by the Digital Advertising Alliance (DAA) here and/or the Network Advertising Initiative (NAI) here to place an opt-out cookie on your browser. These opt-out cookies enable you to block participating companies from installing future Cookies on your computer or browser.

• Cookie Opt-Outs

  • If you do not want cookies, most web browsers include an option that allows you to not accept them. However, if you set your browser to refuse cookies, you may not be able to log in successfully and/or some features of the Site may not function properly. To learn more about opting out of these activities, click here.
     

DISPUTE RESOLUTION / TERMS

Any dispute concerning the Site (including our use of your personal information) will be resolved per the dispute resolution provision in our Terms of Service. The Terms of Service govern your use of the Site. 

 

CHANGES TO THIS PRIVACY NOTICE

We may modify this Privacy Notice at any time and without prior notice to you. Any changes to the Privacy Notice will be reflected on this page and will become effective immediately upon posting. If we make significant changes to this Privacy Notice, we will notify you by posting a prominent notice on this Site. Please check the last updated date at the top of the Privacy Notice to determine if there have been any changes since you have last reviewed the Privacy Notice.

 

CONTACT US

If you have any questions about this Privacy Notice or our use of your personal information obtained through the Site, please contact us at contact@blubinder.com.